Direct-processor programs · ISOs, agents, banks & ISVs

The #1 home for ISOs and agents.

Twenty-five years of building sales offices alongside our partners. Lifetime residuals paid like clockwork (the 15th monthly, the 5th on Cygma), with the portfolio tools, free equipment, and bonuses to grow a real book.

Partner with us →Explore ISO360
Lifetimeresiduals you own: sellable, assignable, loanable
Directa true direct processor: straight to the networks, no sub-ISO in the middle
Same-daymerchant funding that makes your deals easier to close
Yes to morein-house underwriting boards hard-to-place verticals others decline
An agent working a deal by phone

The program

Everything a sales office needs to win.

Sell with a direct processor behind you, and a team that closes, deploys, and supports alongside your office.

ResidualsLifetime, with rightsThird-party sell rights, loan collateral options, and assignment capabilities, so your book behaves like the asset it is.
BonusesSerious upfront moneySigning and conversion bonuses on every deal, plus Cygma onboarding bonuses up to $100,000 per processing milestone.
EquipmentFree placement programsFree Exatouch POS with no hardware fees, and free Dejavoo, Valor, and PAX terminals at 80% revenue share.
Support24/7, in-house, US-basedYour merchants call people EPI employs, which means fewer 2 a.m. calls to you.
Sales helpWe close with youStatement analysis, pricing proposals, free product demos, and client presentations from our team.
MarketingCo-branded everythingCollateral, e-statements, merchant applications, websites, social support, and lead generation resources.

Programs & resources

More ways EPI helps you sell.

The programs partners lean on every day, all in one place.

EquipmentFree Exatouch POS programsPlace a full Exatouch station at no hardware cost and win deals a terminal can't.Learn more →VerticalsFuel & c-store programPay-at-the-pump and forecourt solutions for gas stations and convenience stores.Learn more →Your brandPrivate label and marketing supportYour name on Merchant360, statements, and ISO360, plus co-branded collateral and campaigns at no charge.Learn more →EventsPartner eventsIMPACT conferences and sponsored events where EPI partners meet, learn, and grow.Learn more →

TableTurn POS dealer program

A dealer-first restaurant POS.

TableTurn is sold dealer-first: you own the merchant relationship, EPI handles installation and support, and there is no house channel competing with you.

OwnershipYour merchant, your bookChannel ownership of the relationship, with residual income that builds your portfolio.
MarginReal margin potentialSoftware tiers from free to Enterprise plus processing economics on every table turned.
BackingEPI handles the heavy liftingInstallation and 24/7 support come from EPI, so you sell and the platform delivers.
See the TableTurn merchant page →

Banks & ISVs

Two more ways in.

The reseller program isn't only for sales offices. Banks and software companies build payments businesses on EPI too.

Banks & financial institutions

Monetize your depository relationships.

Offer merchant services under your brand to the businesses that already bank with you. EPI handles boarding, underwriting, risk, and support. You keep the deposits and share the processing revenue.

  • Branded or co-branded merchant programs
  • Referral and revenue-share models
  • Portfolio visibility in ISO360
ISVs & software platforms

Monetize payments in your application.

Embed acceptance in your software with Handpoint SDKs and the Cygma API, and earn on every transaction your users process, in the US and Europe.

  • Card-present SDKs & REST APIs
  • Per-transaction revenue share
  • US + EU acceptance, one integration
ISO360 ISO360

The ERP that comes with the program.

Every EPI partner runs on ISO360, a complete ERP and CRM for the payments business. Board with Quick App, work the book like a CRM, watch residuals reconcile to the penny, and pay your downline by ACH every Friday, 1099s included.

  • Digital boarding with e-signature, approval in hours
  • Residuals attributed per merchant, per rep, to the penny
  • Weekly downline payouts, net of equipment, by ACH
  • Equipment & paper orders, chargebacks, ticketing, 1099s
Explore ISO360 →
iso360 · residuals

The unfair advantages

Walk in with a stronger offer.

EPI owns its processing platform, and it shows in what you can offer.

VerticalsRestricted verticals, welcomedSmoke & vape, CBD, adult retail, and MOTO, all underwritten in-house.
ResidualsThe earliest paid: the 5thCygma residuals hit on the 5th of the month, ahead of the industry, so your money lands sooner.
BIN/ICAOwn your economicsDedicated BIN/ICA sponsorship for qualifying ISOs: direct bank relationships, your pricing, your upside.
Residuals show up early, funding is same-day, and boarding a merchant takes minutes instead of a week of faxes. My office runs on ISO360.
Independent agent · 140+ merchant portfolio

Bring your book home.

Talk to partner sales about your portfolio, your pricing, and the program details.

Partner with us →How the rails work