Payments

Get paid every way your customers pay.

Accept cards, taps, wallets, online checkout, invoices, and more, in store, online, and on the go. Then turn those sales into repeat revenue with gift & loyalty, subscriptions, and same-day funding, all on one platform.

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$26.5B+processed for merchants every year
Same-dayfunding: your money in as few as five hours from cutoff
24/7in-house, U.S.-based support, every day
Since 2000a top-25 U.S. acquirer

Accept

Every way your customers want to pay.

The more ways you take payment, the fewer sales you leave at the counter. EPI accepts them all, on one account.

In personTap, dip & swipeEMV chip, contactless, and magstripe on countertop terminals, smart POS, and mobile readers.
WalletsApple Pay & Google PayContactless digital wallets and X-Pay at the terminal and in online checkout.
OnlineCheckout & pay-by-linkA hosted checkout page, embeddable fields, and secure payment links you can text or email.
RecurringInvoices & subscriptionsSend invoices, bill a card on file, and run weekly, monthly, or annual subscriptions.
On the goMobile & in-fieldA Bluetooth reader and the app turn any phone into a full point of sale, anywhere.
MoreeCheck, gift & keyedACH and eCheck, branded gift cards, and keyed or vaulted card-on-file, all on one screen.

Omnichannel

Sell everywhere. See it in one place.

In store, online, and on the road, every sale settles on the same platform and rolls up into Merchant360.

In storePOS & terminals: Exatouch, TableTurn, Clover, HandpointOnlineHosted checkout, pay-by-link & virtual terminalOn the goReader + app for the field, fares & curbsideBack officeMerchant360: invoicing, customers, reporting

Grow

More revenue from every customer.

Getting paid is the start. These tools turn a single sale into repeat business, and get your cash to you faster.

LoyaltyGift & loyalty built inBranded eGiftSolutions cards and points that bring customers back and lift average spend.
RecurringSubscriptions & billingTurn one-time buyers into recurring revenue with card-on-file and automatic billing.
InvoicingGet paid fasterSend professional invoices with a pay link, see what’s open, and take partial payments.
Always onNever miss a saleOffline processing keeps you taking cards even when the internet drops.
Cash flowSame-day fundingDeposits in as few as five hours from cutoff, with no added fee for same-day or next-day.
RepeatCustomer vaultSave cards and contact details once, then charge in a tap on the next visit.

Industries

Made for how you sell.

RetailHigh-SKU inventory and scanning, omnichannel online + in-store, dual pricing, and gift & loyalty, for independents, franchises, and mobile vendors alike.
RestaurantsFull-service, quick-service, and everything between. Keep orders moving with solutions built for the way you operate.
Service businessesInvoicing, scheduling, mobile acceptance, and recurring billing for businesses that sell time and expertise.
Bar and brewery
Bars & breweries
Grocery store
Grocery
Liquor store
Liquor
Salon
Salons & spas
Medical office
Medical & dental
Fuel pump close-up
Fuel & c-store

Why EPI

Payments handled right.

EPI is a direct processor. Your transactions run on our own authorization and clearing platform, not a chain of middlemen. That means honest pricing, faster funding, and one accountable team behind every sale.

Transparent pricingClear, accurate statements. Bring yours and we’ll show you the difference line by line.
24/7 U.S. supportIn-house technical support, every hour of every day, from people who actually work here.
Secure & compliantPCI DSS compliance services, breach protection, and encryption on every transaction.
Real credentialsSponsored by Citizens Bank N.A., KeyBank N.A., and Commercial Bank of California.
PCI DSSBBB AccreditedMastercard TPPDirect processorSince 2000

See what you’d save.

Send us your current statement and a specialist will show you exactly what switching to EPI looks like, line by line.

Get a quote →